For anyone who is older than fifty nine½ but have not achieved the 5-calendar year holding requirement, your earnings might be subject to taxes but not penalties. Take note that the first contribution to any Roth IRA begins the 5-calendar year holding interval for all your Roth IRAs. Talk to https://stephenmamyj.jts-blog.com/33061693/retirement-planning-things-to-know-before-you-buy